Privacy Policy

Arthur Kenneth Lovarco LLC understands that your privacy is important to you. We are committed to protecting the privacy of your personally identifiable information as you use this website. This Privacy Policy tells you how we protect and use information that we gather from you. By using this website, you consent to the terms described in the most recent version of this Privacy Policy. You should also read our Terms of Use to understand the general rules about your use of this website, and any additional terms that may apply when you access particular services or materials on certain areas of this website.

“We,” “our” means Arthur Kenneth Lovarco LLC and its affiliates. “You,” “your,” “visitor,” or “user” means the individual accessing this site.

Personal and Non-Personal Information

Our Privacy Policy identifies how we treat your personal and non-personal information.

What is non-personal information and how is it collected and used?

Non-personal information is information that cannot identify you. If you visit this website to read information (such as about our services), we may collect certain non-personal information from your computer’s web browser. Because non-personal information cannot identify you or be tied to you in any way, there are no restrictions on how we can use or share non-personal information.

What is personal information and how is it collected?

Personal information identifies you as an individual — such as your name, mailing address, email address, or telephone number. We may collect personal information when you:

* Submit a form or application

* Conduct a transaction with us or our affiliates

* Provide details in support of a transaction (e.g., billing info)

* Register or request information on certain areas of our website

Are cookies or other technologies used to collect personal information?

Yes. We may use cookies and related technologies, such as web beacons, to collect information. A cookie is a text file placed on your device to save preferences and improve your experience. For example, if you register with us, cookies help Arthur Kenneth Lovarco LLC recall your information on later visits.

Third-party vendors may also use cookies on our site to analyze usage or deliver ads. This Privacy Policy does not cover third-party use of cookies. You may accept or decline cookies in your browser settings, but declining may limit site functionality.

How does Arthur Kenneth Lovarco LLC use personal information?

We may keep and use personal information we collect to:

Provide you with access to this website and our services

Respond to your requests

Bill for products/services

Provide ongoing service and support

Contact you with information about products, services, or opportunities

Conduct research, analysis, and record keeping

Protect our rights, property, or the safety of others

Comply with laws, court orders, or regulations

Personal information collected online may also be combined with information you provide through other sources. We may de-identify personal information (remove personal identifiers) and treat it as non-personal information.

Does Arthur Kenneth Lovarco LLC share personal information with others?

We do not sell or rent your personal information. We may share personal information in these limited cases:

With companies hired to provide services on our behalf (bound by confidentiality agreements)

With financial institutions or vendors directly involved in a transaction

If legally required (e.g., subpoena, court order, or law enforcement)

If disclosure is necessary to protect rights, property, health, or safety

As part of a business sale, merger, or acquisition

How is personal information used for communications?

We may contact you by email, mail, or phone to provide information, respond to inquiries, or share updates. Some features allow you to communicate with us through online forms, which may include personal information in responses. While we work to protect your communications, we cannot guarantee absolute security of emails from unauthorized interception.

How is personal information secured?

We implement industry-standard security practices to protect your data from loss, misuse, or unauthorized access. Only authorized personnel and vendors have access to your personal information, and they are required to keep it confidential. Despite safeguards, no system is 100% secure.

Links

This site may contain links to other sites. Arthur Kenneth Lovarco LLC is not responsible for the privacy practices or content of external sites.

Public Discussions

Any information you post in public discussions may be seen and collected by others. Please avoid posting sensitive information publicly. Arthur Kenneth Lovarco LLC does not endorse or take responsibility for third-party posts.

Access, Changes, and Deletion

You may access, correct, update, or delete personal information submitted to us. You may also unsubscribe from mailing lists or registrations by following instructions on the website or contacting us directly.

Children’s Privacy

Arthur Kenneth Lovarco LLC does not intentionally collect personal information from children under 13. If you believe such information has been collected, please contact us.

Changes

Arthur Kenneth Lovarco LLC reserves the right to modify this Privacy Policy at any time. Material changes will be noted on our homepage.

Contact Us

If you have questions about this Privacy Policy or our practices, contact:

📧 [email protected]

© 2025 Arthur Kenneth Lovarco LLC

Consent

By submitting your phone number or email, you provide express written consent for Arthur Kenneth Lovarco LLC, its affiliates, and service providers to contact you by phone, text (SMS/MMS), or email — including via autodialed or prerecorded messages — even if your number is on a Do Not Call list. Message/data rates may apply. You may opt out at any time by contacting us with a Do Not Call request.